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Start with the amount you expect to borrow after accounting for your down payment.
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Free financial planning tool
Know your EMI before you choose your home.
Estimate monthly repayments, compare loan tenures, and understand your total interest—without spreadsheets or guesswork.
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Shape a repayment plan that fits
Move the sliders or enter exact values. Your estimate updates instantly.
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1 year35 years
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Balance a comfortable monthly EMI against the extra interest of a longer repayment period.
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Need to know
Frequently asked questions
A few simple answers to help you plan your home loan with confidence.
What is a home loan EMI?
EMI stands for Equated Monthly Instalment. It is the fixed amount you repay each month, made up of both principal and interest.
How is my EMI calculated?
The estimate uses the standard reducing-balance formula based on your principal, monthly interest rate, and total number of monthly payments.
Does a shorter tenure save money?
Usually, yes. A shorter tenure raises the monthly EMI but reduces the total interest paid over the life of the loan.
Will my actual lender EMI be the same?
This is an indicative estimate. Processing fees, rate changes, insurance, and your lender’s terms may affect the final repayment amount.